DeFi to complicated for mainstream?

Hey there what you all think about the defi space?

In my opinion DeFi is all about Dexes, lending borrowing, staking, yield farming cryptocurrencies in a way traditional banks will never be able to. However it's not easy to work with as a beginner. Defi platforms are not very user friendly and with so many scams out there you have to be very careful. Also the big gas fees for one onchain transaction form a problem. Also most projects are not crosschain projects making it hard to switch from one to another. So in order to improve all of the above we need a crosschain bridge and also something to reduce the fees and make the use of DeFi easier. Clover Finance offers solutions for that but it's not widely used yet and I feel like there should be more of these all in one defi platforms.